Veterans Benefits

VA Benefits for Long Term Care

 The Aide and Attendance Benefit

There is a little known veterans’ benefit available to wartime veterans and their surviving spouses that can help immensely with long term health care costs.  Not surprisingly, many people think of veterans’ benefits as being available only for service men and women who were wounded or disabled while serving in the armed forces.  To a great extent, while this may be true, there are important health care benefits available for veterans and their surviving spouses even though the veteran was not wounded or disabled while serving in the armed forces. This substantial benefit may be available to wartime veterans who are now senior citizens and are facing the burden of long term care due to a host of non-service connected diseases and conditions such as Alzheimer’s, Parkinson’s, MS, Lou Gehrig’s Disease and many others.  In fact, the Veterans Administration estimates that millions of wartime veterans and their spouses may be eligible for Special Monthly Pension benefits, and not even be aware of it!

Wartime veterans or their surviving spouses become eligible for the Special Monthly Pension benefit when they are over 65 years of age, are permanently disabled and unable to work, are home-bound, or need the regular aid and attendance or another – whether at home, in assisted/supportive living, or in a nursing home.  The program is based on actual financial need for assistance, so there are income and asset limitations. You should review your situation with us to learn more about the these limitations and whether you can qualify for this important income tax-free benefit.


The maximum benefit available can provide significant help in paying for long term care costs, either for the home-bound and/or nursing home veteran or surviving spouse.

Aide and Attendance Benefit Eligibility

Are you Eligible?

  •  Are you a veteran, or a surviving spouse of a veteran, who has served at least 90 days of active duty?
  • Was at least one of those days during a war?

*World War I April-6-1917 to November-11-1918

*World War II December-7-1941 to December-31-1946;

*Korean War June 27, 1950 to January 31, 1955;

*Vietnam War February 28, 1961 through May 7, 1975 (if in the country of Vietnam); or August 5, 1964 to May 7, 1975 (if service was not in the country of Vietnam);

*Persian Gulf War August 2, 1990 though to a date to be set by law by Presidential Proclamation

  • Are you in need of assistance at home or an assisted living facility?

If you answered yes to any of those questions, then contact us today to discuss your eligibility for the Veteran’s Administration Aide and Attendance benefit. Because the eligibility rules and regulations are different, we always advise clients that VA Benefits Planning should be considered in conjunction with Medicaid Planning to avoid a detrimental impact if Medicaid for long term care is later needed.

For many veterans in North Carolina, the rising cost of assisted living or home health care can be staggering. The good news is that this little-known VA benefit that can help you get the care you need without using up all of your hard-earned savings or spending down all of your assets. We can help with your Asset Protection Planning.

CALL NOW to get the help you need!  910-272-0121